Insurance companies hire insurance adjusters to mitigate claims on their behalf, why shouldn’t you do the same? In order to properly handle all facets of a claim, it is best to bring in the experts. Here are the top five reasons why you should hire a public adjuster.
1) Expert Policy Interpretation
A public adjuster’s job is to know and understand property insurance policies and building bylaws. It is your insurance agent’s duty to be your trusted adviser when it comes to protecting your home and your commercial property. Unfortunately, many property owners do not fully understand the coverage on their insurance policies and what is adequate coverage. It is too late to find out if you’re lacking coverage come claim time. A licensed public adjuster receives ongoing training and certification in order to stay up to date on insurance laws and regulations. This comes in handy during a claim negotiation and can help achieve swift resolution when dealing with someone who knows what they are talking about.
2) Insightful Claims Preparation
Preparing the reams of claims data required to effectively negotiate an insurance claim often proves overwhelming for even the most sophisticated people following a disaster. An adjuster knows what to provide to the insurance company in order to expedite the settlement of your claim and how to present the information to ensure you are fully compensated for your damages.
3) Claims Negotiation
The art of strategic negotiating is a learned skill. Public adjusters understand the importance of strategic negotiations, and should begin the process from the first day that a claim is assigned. With a clear understanding of the facts of the case and circumstances surrounding the claim, and adjuster negotiates from a position of strength, allowing for successful resolution.
4) Industry Resources
No one company can employ the very best professionals to handle every aspect of their business and that includes even the best insurance companies. Forensic Accountants, Contractors, Appraisers, Lawyers, Engineers, and Industrial Hygienists are just some of the professions that can be relied upon to fairly resolve a claim. An adjuster should have an established and elite network of professionals that can be utilized strategically to provide unparalleled results.
5) Hassle-free Recovery
Once underway, the public adjuster oversees every aspect of the claim. With a knowledgeable approach and meticulous detail the adjuster protects the client's rights and puts them in the most advantageous position possible.
Eastern Public Adjusters is a disaster recovery consultancy and expert in property insurance claims management. With over 20 years of experience, servicing clients all over the Greater New York City area including Pennsylvania and New Jersey, we guarantee swift and expert claims preparation. For 24/7 claims advice and service, call (929) 999.4674 or contact us at www.easternpublicadjusters.com.